First and foremost, if you can keep your mortgage current, do so. But if you find you are unable to make your mortgage payments, you might qualify for a loan workout option. Check with your lender to see which option may be available. Some options may not

Most mortgage lenders are trustworthy and provide a valuable service by allowing families to own a home without saving the entire amount to buy it outright. But dishonest or "predatory" lenders do exist and engage in lending practices that increase the ch